The other day I was looking at a sign for a car insurance company that was claiming to offer liability car insurance for as cheap as 28 dollars a month. Now, Im assuming that is about as cheap as it gets. Im also assuming that a person must be a senior citizen to get that rate, with an older vehicle and a perfect driving record. All joking aside, you might not qualify for car insurance at a rate of 28 dollars a month, but there are some deals to be had.
Whats interesting is one way to save money on car insurance is not to pay for it monthly in the first place. Paying for your policy several months at a time often provides you with a nice discount. Now you just need to know what else you can do to find the cheapest car insurance, yet also know that you have great coverage from a top-notch company.
I didnt recognize the company that advertised the liability insurance for as low as 28 dollars a month. Thats not the greatest sign if youre not familiar with a company, but its not necessarily going to be a bad thing. You just need to get to know a company before signing up for an insurance policy with them.
If you ask me, its better to sign up for insurance with one of the big name companies because you have to think about more than just the price. But you know that, so back to getting insurance for cheap, and youll find plenty great advice. For example, did you know that you can sometimes qualify for cheaper insurance when your credit score improves?
What type of car do you have? If youre thinking about getting a different vehicle soon, then getting a really safe vehicle can help you save money on insurance. If youre not buying a car soon, then save this tip for when its time to buy again because cars dont last forever.
You definitely want to ask about as many discounts as you qualify for, and you can increase your deductible amount to cut yourself a break, too. You might not want to take advantage of every opportunity for saving money, but you will secure a cheaper policy if you just ask some questions and do some looking around. The insurance companies dont necessarily want to save you money, so youre going to have to take it upon yourself.